Thursday, November 1, 2018

Net Worth Update – OCTOBER 2018 - $32,016 (-$50)


Net Worth Update – OCTOBER 2018 - $32,016 (-$50)

Here are my October numbers.

Month:
September
October
change
ASSETS



Checking Account
$500
$500
0
Emergency Fund
$12,950
$13,200
+$250
TD Ameritrade Account
$988
$1,021
+$33
Simple IRA
$5,755
$5,270
-$485
401(k)
$5,373
$5,525
+$152
T100
$2,000
$2,000
0
Corolla
$1,000
$1,000
0
4Runner
$3,500
$3,500
0
Total Assets
$32,066
$32,016
-$50
LIABILITIES



Bank Visa
0
0
0
Total Liabilities
0
0
0
Net Worth
$32,066
$32,016
-$50

Checking Account:  This account, for the most part will remain around $500, after everything hits.

Emergency Fund:  +$250  I saved what I budgeted to save, minus some unplanned spending.  This kinda sucks because I budget saving about $1,500 every month, but something “un-budgeted” hits and I go to my savings account and grab money.  I think I need to work on my budget and add some new categories like car repairs, or kids school supplies and stuff like that that seems to come up every month.

TD Ameritrade Account:  +$33  I haven’t made any purchases since April and I sold off everything except my position in Ford and surprisingly, (F) is on its way up a little after hitting a pretty low low recently.  I was hoping it was going to go a little lower and I was planning on doubling my position, but it has been gaining some (slow) traction.

Simple IRA:  -$485 – No more payroll additions here as we switched to a 401(k) plan.  The market went down quite a bit in the past couple days.

401(k):  +$152 – So, with bumping my contribution to 15% recently, you’d think this would show more than +$152, but with the market dropping, the overall account value is lower.

Cars:  Nothing new here.

Bank Visa:   – Done, Debt Free

Overall – This is my first overall loss since I started writing about my Net Worth a year ago.  It’s not a bad drop, but it’s still a loss.

Net Worth Update – APRIL 2019 - $40,623 (+$2,234)

Net Worth Update – APRIL 2019 - $40,623 (+$2,234) Here are my April numbers. Month: March April ...