Thursday, December 21, 2017

STOOPID, WEAK ASS GOALS - 2017 Goals review

LOL – I set some weak-ass goals when I set them up in October of 2017.  Granted, these were the first goals I have ever posted publicly, and likely the first goals I have ever set for myself.  But, what I did was set some of them so they were easy to hit.  What I have since learned about goal setting is that you should set them to a target that is right at the edge of hard to hit.  You shouldn’t set them so you’ll never hit them, and you shouldn’t set them so you always hit them or they’re easy to hit.  You want them right at the point where they exceed easy, but not so far away that you never even get close.  If they’re too easy, you don’t strive for better.  If they’re too hard, you  lose the motivation to attempt them or stick to them.

These were my end of year goals (starting mid-October):
  1. Increase my Savings Rate by a minimum of .1% per month.
  2. Increase my Emergency Fund by $1125
  3. Increase my TD Ameritrade contributions by $1125
  4. Pay off my personal loan ($1186 remaining)
  5. Finish at least 1 book per month
  6. Write at least 3 blog posts per month
  7. Add these goals to my Goals tab
#1:  WEAK AF – come on now, surely someone read that and laughed there asses off.  Next time, chime in – tell me that’s some weak-ass shit.  Of course I hit it without even trying.

#2 and #3:  These were actually lofty, but not too lofty.  I had 6 paychecks left for 2017 and I have a budget line for each of these at $100 per paycheck, so $600 towards each goal.  I came up with the goal of $1125 per by having an extra paycheck in December.  I only budget on 24 paychecks of my 26 paycheck cycle, so there’s an extra paycheck around summer vacation time, and an extra paycheck at Christmas.  Originally, I planned to use my Christmas paycheck to go to #2 and #3, but I am using it instead to pay off my Visa balance to be debt-free at the start of 2018.

#4 – Great goal and I achieved it mid-November.

#5 – Another great goal, but I FAILED miserably on this.  I am a reader, but when I got on the Verizon site to upgrade my internet speed, I was mesmerized that I could not only increase my speed, but I could add cable TV, something I hadn’t used in about 20 years, for less than what I was already paying for my slow internet.  It was the beginning of Hockey season, and I figured why not?  Well,  I haven’t watched much Hockey, but I sure am caught up on Velocity and HGTV.

#6 – Kinda Weak – I like to write, so this one was easy.

#7 – WEAK AF – I did it right after writing the goals out!!!


Though my goals for (the end of) 2017 were pretty weak, I am still happy to have them, happy to achieve some, and happy to learn more about the types of goals I can set for myself and do my best to make them happen.  I plan on making some great 2018 Goals!!!


How did you do on your 2017 goals and are you planning on some drastic changes in 2018???


  1. Time to take some time and really make yourself some stretch goals!! My big one for 2018 is to hit a 50% savings tate, but beyond that, I need to break down the details.

    1. Angela,

      50% Savings Rate is crazy exciting. I'm planning to get closer to that rate in 2018.


  2. Hey Brian,

    At least you started by writing down your goals. So, you're not off to a bad start. But, I completely agree with your sentiment on goal setting. For me, I do plan on making changes in 2018. I've already started and it's not easy. But, one of my goals will be to increase my minimum contribution to my portfolio by $220. So, that means I am going to have to live on $220 less than what I was making before. We will see.

    Happy New Year!

    1. DP,

      Yeah, not a bad start, but 2018 should be way better. Upping your minimum contribution will definitely help you get where you want to go. I'm looking forward to seeing your 2018-Q1 results.

      Happy New Year, Brian

  3. Hi there. Thats a nice start! Good luck with your goals :) I have come down with only 3 most important goals to concentrate at which was actialy failed in y2017. reading books is a good thing, but I would add some health improvement goals like. Walk more, exercise, run ect. Either way good luck ;)


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