Monday, April 1, 2019

Net Worth Update – MARCH 2019 - $38,389 (+$3,553)


Net Worth Update – MARCH 2019 - $38,389 (+$3,553)

Here are my March numbers.

Month:
February
March
change
ASSETS



Checking Account
$500
$500
0
Emergency Fund
$13,300
$15,742
+$2,442
TD Ameritrade Account
$2,124
$2,155
+$31
Vanguard
$5,529
$5,609
+$80
401(k)
$7,986
$8,700
+$714
T100
$2,000
$2,000
0
Corolla
$1,000
$1,000
0
4Runner
$3,500
$3,500
0
Total Assets
$35,939
$39,206
+$3,267
LIABILITIES



Bank Visa
+$1,103
+$817
-$286
Total Liabilities
$1,103
$817
-$286
Net Worth
$34,836
$38,389
+$3,553

Checking Account:  This account, for the most part will remain around $500, after everything hits.

Emergency Fund:  +$2,442  Almost normal additions and a little tax return that I did not expect.  I try to break even at tax time, but somehow got a little back.  I also moved most of my savings to a high-yield savings account with Live Oak Bank out of Wilmington, NC.  At the time, their savings account rate was 2.20%, but they have recently bumped that to 2.30%.  The remainder is in a new to me bank, Navy Federal Credit Union, with a savings rate of .25%, which is way better than the crappy .01% I was getting at BB&T.  I’m clearly not using my savings to make money, but it’s nice to see it grow ever so slightly, rather that the pathetic friggin penny BB&T was adding to my savings account every month.

TD Ameritrade Account:  +$31  Sweet, a little growth!!!

Vanguard:  +$80 – I finally moved my old Simple IRA to Vanguard.  I did have this money sitting at T. Rowe Price, but they started threatening monthly maintenance fees, PLUS, their regular fees were way higher than Vanguard.

401(k):  +$714 – Normal additions with match plus slight growth.

Cars:  Nothing new here

Bank Visa:   -$286 – My daughter had a conference in NYC that she needed help with and some of the conference will be reimbursed, about $600.  The other was a “loan” to my ex to help out with my daughter’s tuition.  My ex paid pack what she owed me, I used the card for a couple online purchases, and I’m still waiting for the re-imbursement from my daughter’s school before I pay this off.

Overall  +$3,553 – A stronger than normal month!!!

Monday, March 4, 2019

Net Worth Update – FEBRUARY 2019 - $34,836 (+$610)


Net Worth Update – FEBRUARY 2019 - $34,836 (+$610)

Here are my February numbers.

Month:
January
February
change
ASSETS



Checking Account
$500
$500
0
Emergency Fund
$12,400
$13,300
+$900
TD Ameritrade Account
$2,122
$2,124
+$2
Vanguard
$5,400
$5,529
+$129
401(k)
$7,304
$7,986
+$682
T100
$2,000
$2,000
0
Corolla
$1,000
$1,000
0
4Runner
$3,500
$3,500
0
Total Assets
$34,226
$35,939
+$1,713
LIABILITIES



Bank Visa
+$0
+$1,103
+$1,103
Total Liabilities
0
$1,103
+$1,103
Net Worth
$34,226
$34,836
+$610

Checking Account:  This account, for the most part will remain around $500, after everything hits.

Emergency Fund:  +$900  Almost normal additions.  I did buy ANOTHER parts 4Runner to have a good frame to put under the “parts” 4Runner I bought last month.

TD Ameritrade Account:  +$2  Sweet, a little growth!!!

Vanguard:  +$129 – I finally moved my old Simple IRA to Vanguard.  I did have this money sitting at T. Rowe Price, but they started threatening monthly maintenance fees, PLUS, their regular fees were way higher than Vanguard.

401(k):  +$682 – Normal additions with match plus slight growth.

Cars:  Nothing new here – the parts 4Runners won’t have a value until I build a truck out of the two.

Bank Visa:   +$1,103 – My daughter had a conference in NYC that she needed help with and some of the conference will be reimbursed, about $600.  The other was a “loan” to my ex to help out with my daughter’s tuition.

Overall  +$610 – At least it’s a positive month!!!

Net Worth Update – MARCH 2019 - $38,389 (+$3,553)

Net Worth Update – MARCH 2019 - $38,389 (+$3,553) Here are my March numbers. Month: February March ...