Thursday, May 2, 2019

Net Worth Update – APRIL 2019 - $40,623 (+$2,234)


Net Worth Update – APRIL 2019 - $40,623 (+$2,234)

Here are my April numbers.

Month:
March
April
change
ASSETS



Checking Account
$500
$500
0
Emergency Fund
$15,742
$15,663
-$79
TD Ameritrade Account
$2,155
$2,568
+$413
Vanguard
$5,609
$5,832
+$223
401(k)
$8,700
$9,560
+$860
T100
$2,000
$2,000
0
Corolla
$1,000
$1,000
0
4Runner
$3,500
$3,500
0
Total Assets
$39,206
$39,206
+$1,417
LIABILITIES



Bank Visa
+$817
0
-$817
Total Liabilities
$817
0
-$817
Net Worth
$38,389
$40,623
+$2,234

Checking Account:  This account, for the most part will remain around $500, after everything hits.

Emergency Fund:  -$79  Since I’m still in the process of switching my regular bank (and my kids too), I’ve been pulling from the new savings account to put money in my kids accounts while waiting on my direct deposit to finally swap over.

TD Ameritrade Account:  +$413  Sweet!!! The only single stock I have at this point if Ford and I’ve been patiently waiting for some good news.  They’ve finally realized better than predicted earnings and their price has increased some.  The good news is that I’m finally showing a positive gain.

Vanguard:  +$223 – Slight increase in the market – no additions.

401(k):  +$860 – Normal additions with match plus slight growth.

Cars:  Nothing new here

Bank Visa:   -$817 – My daughter’s reimbursement finally came in and I paid off the card (AGAIN).

Overall  +$2,234 – Not bad.  It seems like my monthly average is increasing here and I’m excited to see it.

Monday, April 1, 2019

Net Worth Update – MARCH 2019 - $38,389 (+$3,553)


Net Worth Update – MARCH 2019 - $38,389 (+$3,553)

Here are my March numbers.

Month:
February
March
change
ASSETS



Checking Account
$500
$500
0
Emergency Fund
$13,300
$15,742
+$2,442
TD Ameritrade Account
$2,124
$2,155
+$31
Vanguard
$5,529
$5,609
+$80
401(k)
$7,986
$8,700
+$714
T100
$2,000
$2,000
0
Corolla
$1,000
$1,000
0
4Runner
$3,500
$3,500
0
Total Assets
$35,939
$39,206
+$3,267
LIABILITIES



Bank Visa
+$1,103
+$817
-$286
Total Liabilities
$1,103
$817
-$286
Net Worth
$34,836
$38,389
+$3,553

Checking Account:  This account, for the most part will remain around $500, after everything hits.

Emergency Fund:  +$2,442  Almost normal additions and a little tax return that I did not expect.  I try to break even at tax time, but somehow got a little back.  I also moved most of my savings to a high-yield savings account with Live Oak Bank out of Wilmington, NC.  At the time, their savings account rate was 2.20%, but they have recently bumped that to 2.30%.  The remainder is in a new to me bank, Navy Federal Credit Union, with a savings rate of .25%, which is way better than the crappy .01% I was getting at BB&T.  I’m clearly not using my savings to make money, but it’s nice to see it grow ever so slightly, rather that the pathetic friggin penny BB&T was adding to my savings account every month.

TD Ameritrade Account:  +$31  Sweet, a little growth!!!

Vanguard:  +$80 – I finally moved my old Simple IRA to Vanguard.  I did have this money sitting at T. Rowe Price, but they started threatening monthly maintenance fees, PLUS, their regular fees were way higher than Vanguard.

401(k):  +$714 – Normal additions with match plus slight growth.

Cars:  Nothing new here

Bank Visa:   -$286 – My daughter had a conference in NYC that she needed help with and some of the conference will be reimbursed, about $600.  The other was a “loan” to my ex to help out with my daughter’s tuition.  My ex paid back what she owed me, I used the card for a couple online purchases, and I’m still waiting for the reimbursement from my daughter’s school before I pay this off.

Overall  +$3,553 – A stronger than normal month!!!

Net Worth Update – APRIL 2019 - $40,623 (+$2,234)

Net Worth Update – APRIL 2019 - $40,623 (+$2,234) Here are my April numbers. Month: March April ...